Eigen Networks · Benchmark findings · October 2026

Two desks on small models, against a frontier loop

An insurance motor claims desk and a bank's KYC desk, each 1,000 cases a day. Arm A: one frontier model in a single agent loop, at published list prices. Arm B: Eigen N with every role on small models inside your perimeter, priced as hardware. Tool calls per case come from the two benchmarks; the anchor run is measured; the desks scale from it.

The numbers

1 · measured34 small model calls, 8 tool callsClaim C7 solved end to end on Qwen 3.5 9B and Gemma 4 A4B: right disposition, the exact amount of 1,350 EUR, decision written. No repeated call, no repair turn.

2 · estimated499 vs 5,924 EUR a monthA claims desk of 1,000 claims a day across the nine benchmark claim types: one owned two card server against a GPT 5.5 loop. Against Sonnet 5 it is 499 vs 2,130.

3 · estimated499 vs 6,838 EUR a monthA KYC desk of 300 onboardings and 700 periodic reviews a day: the same server against a GPT 5.5 loop. Against Sonnet 5 it is 499 vs 2,462.

4 · estimatedPays back in 2 to 6 monthsThe claims desk server against a GPT 5.5 loop and a Sonnet 5 loop. The KYC desk: 2 to 5 months.

5 · assumed78k vs 45k tokens a claimA single agent loop reads its whole history again every turn. Eigen N gives each Agent only its brief and its evidence. Weighted over the claims desk mix.

6 · in the productEvery step leaves a receiptA plan a person approves before anything runs, one brief per Agent, evidence by id, a verdict with its reason. No case data has to leave the building.

Measured · one run · claim C7 · 27 September 2026

solved

partial coverage, 1,350 EUR, decision written, disposition submitted

small model calls (Qwen 3.5 9B, Gemma 4 A4B), plus one structurer call

tool calls, right order, none repeated, no repair turn

46,010

tokens inside the perimeter: 37,787 in, 8,223 out

102 s

execution; 300 s with structuring and planning

0.85

grader quality; the clause citation scored 0 on a formatting defect fixed the same night

This run anchors every per case figure on this page: 8 tool calls, 46,010 tokens, 110 card seconds. Other workflows scale with their tool calls. The structurer call in this run still went to a hosted model; every configuration below runs it on a small model inside the perimeter.

Assumed · the two desks

What runs every day

Insurance: motor claims desk

A mid size insurer, about 250,000 motor claims a year, 1,000 a working day. The nine benchmark claim types, weighted by how often they occur.

Workflow	Tool calls	Runs a day
C1 Clean claim within limit, pay	5	400
C2 Invoice missing but obtainable	6	100
C3 Exclusion applies, reject	6	80
C4 Repair above sum insured, partial	7	120
C5 Estimate inconsistent with history, refer	10	50
C6 Loss before cover incepted, reject	6	50
C7 Peril sub limit, partial (measured)	8	80
C8 Estimate pending, block	5	60
C9 Estimate filed as document, pay	7	60
Weighted desk	6.1	1,000

Finance: KYC onboarding and review desk

A mid size bank, 300 SME onboardings and 700 periodic reviews a working day. The eight benchmark onboarding types plus the periodic review that reuses the same desk.

Workflow	Tool calls	Runs a day
R Periodic KYC review	7	700
T1 Clean SME onboarding	8	120
T5 Clean exporter, complete file	8	60
T8 Stale incorporation documents	9	45
T4 Document and register mismatch	10	40
T3 PEP linked owner	11	15
T6 PEP ultimate beneficial owner	11	10
T2 Sanctioned beneficial owner	10	5
T7 Sanctioned corporate owner	11	5
Weighted desk	7.5	1,000

Tool calls per workflow are read from the benchmark case designs and anchored on the measured C7. Runs a day are the assumption for a mid size German insurer and a mid size bank; change them and every number below moves in proportion.

Assumed · where the tokens go

One run, two ways

history sent again (cached)
prompt, receipts, replies
replies and reasoning
Agent briefs and evidence
structurer

Frontier loop model per workflow: tool calls plus four turns (three reasoning, one decision), a 2,900 token prompt, an 800 token receipt and a 150 token reply per turn, the whole history sent again every turn, 300 reasoning tokens per turn billed as output. The history sent again is priced at the providers' cached rate, one tenth of list.

Estimated · cost per case

Frontier loop at list prices, Eigen N as hardware

Insurance claims desk

Finance KYC desk

Frontier bars are tokens only. Eigen N bars are the full monthly cost of the server (purchase over 36 months, power, hosting) spread over the desk's 30,000 cases a month. Eigen N has no token price, so the bar is the same for every model pool; pools differ only in how many cases a day one server handles.

Estimated · the whole desk per month

What each desk costs a month

Insurance claims desk · 1,000 / d

Finance KYC desk · 1,000 / d

Both desks at 1,000 cases a day. The frontier figures grow with every case; the Eigen N figure is one server until the desk outgrows it.

Estimated · capacity

From one card to the full pool

The same desks on the model pools we run today. The server costs the same whichever pool it serves; what differs is machine time per case, and so how many cases a day one pool handles in a 20 hour window.

Pool	Cases a day	Cases an hour	Covers the desk
One Gemma host, one 24 GB card	Kfz 1,046 KYC 864	52 43	yes no, 2 needed
Gemma and Qwen, two cards (the measured pool)	Kfz 1,674 KYC 1,383	83 69	yes yes
The full pool, six cards	Kfz 5,023 KYC 4,151	251 207	yes yes

The same desks on seven GPU classes

GPU class	Server EUR: purchase / a month	Cases a day per server	Desk EUR a month
24 GB datacenter (L4 class) single slot, 72 W, slowest	10,000 / 449	Kfz 1,004 KYC 830	449 / 898
24 GB baseline (RTX 4500 Ada / A10G) the class the measured run used	10,600 / 499	Kfz 1,674 KYC 1,383	499 / 499
32 GB consumer (RTX 5090) office server, not a data centre part	9,800 / 574	Kfz 4,186 KYC 3,459	574 / 574
48 GB workstation (RTX 6000 Ada) both models on one card	14,500 / 594	Kfz 1,339 KYC 1,107	594 / 594
96 GB workstation (RTX PRO 6000) the whole pool twice on one card	14,500 / 633	Kfz 1,506 KYC 1,245	633 / 633
Rented 24 GB class 0.75 EUR per card hour	rented / 1,140	Kfz 1,674 KYC 1,383	1,140 / 1,140
Rented 48 GB class 0.80 EUR per card hour	rented / 636	Kfz 1,339 KYC 1,107	636 / 636

Servers hold two cards, or one 48 or 96 GB card. Both desks fit on one server of any class at 1,000 cases a day except the L4 class, which fits only the claims desk. Latency per case stays at two to five minutes; a desk is a throughput question, and that is what is priced here.

Estimated · break even

Monthly cost as a desk grows from 200 to 2,000 cases a day

Insurance claims desk

Finance KYC desk

Frontier lines are token cost only. Eigen N lines include hardware, power, hosting and the small structurer. Steps are additional servers. Copilot Studio lies above every frontier line.

Months until an owned server has paid for itself, at 1,000 cases a day

Purchase price divided by the monthly saving against the loop in the column. Green within six months, amber within eighteen, grey longer.

Insurance claims desk

Finance KYC desk

GPT 5.5

Sonnet 5

Gemini 3.1 Pro

GPT 5.5

Sonnet 5

Gemini 3.1 Pro

24 GB datacenter (L4 class)

2 mo

6 mo

5 mo

4 mo

10 mo

9 mo

24 GB baseline (RTX 4500 Ada / A10G)

2 mo

6 mo

5 mo

2 mo

5 mo

32 GB consumer (RTX 5090)

2 mo

6 mo

5 mo

2 mo

5 mo

48 GB workstation (RTX 6000 Ada)

3 mo

8 mo

7 mo

3 mo

7 mo

6 mo

96 GB workstation (RTX PRO 6000)

3 mo

8 mo

7 mo

3 mo

7 mo

6 mo

Estimated · energy and data

What the desk draws, and what leaves the building

281 kWh

a month for the whole desk on the baseline server, at 60 percent card utilisation

9 Wh

per case, the server's whole draw spread over 30,000 cases; cooling apart

bytes of case data to an external model service: planning, Agents, tools and records all inside your perimeter

not disclosed

energy per request of the frontier providers; no number is invented for it

In the product

What a single loop does not give

	Eigen N	Frontier single agent loop
Explainability
A plan you can read before anything runs	●	○ decides step by step
One brief per Agent, tied to the task	●	○ one growing prompt
Evidence receipts by id, provenance traceable	●	○ a transcript
A verdict with a reason for every step	●	○
Full trace per run, prompts and replies per step	●	◔ provider logs
Human in the loop
A person approves the plan, then it runs	●	○
Engine stops, asks a person, resumes	●	◔ must be built
Rerun one Agent on an edited task	●	○
Governance and sovereignty
Tool access policy and read only flags enforced per call	●	◔ in your own code
Metering by run, purpose, Agent and phase, no payloads	●	◔ per request only
Every role inside the perimeter, no case text leaves the site	●	○ tokens go to the provider
EigenBrain
Every run recorded as a network: plan, Agents, tools, evidence	●	○
Approved networks reused across cases of the same type	●	○
Networks of one domain searchable as a knowledge system (Nexus)	◐	○

● in the product today
◐ next
◔ partly, with code you write around the model
○ not there

From one case to a company brain

The networks the desks leave behind

shared approved steps
access boundary between domains

Every case the planner solves is recorded as a network: the plan, the Agents, the tools each one called, the evidence each one cited and the verdicts. Claim C1 leaves a four step network. Claim C2, the same claim with the invoice missing, lands on the same approved plan with one additional branch: request the invoice, then continue. The two share three of their four steps.

The KYC desk builds its own networks in its own domain, with its own access boundary. Nothing crosses from claims to KYC unless a person approves it. Over months the approved networks of a domain become the institution's working knowledge of how its cases are handled: searchable, versioned, with the evidence attached. That is EigenBrain, and Nexus is the knowledge system that holds it.

Next step

The pilot: one workflow, your cases, your reviewers

Eight weeks on one agreed workflow inside your environment, on 30 to 50 historical cases, read only, nothing changes in live records. Your reviewers judge every prepared case against your policy; acceptance thresholds for review time, evidence completeness, critical errors and appropriate escalation are agreed before testing begins. The report at the end shows measured benefits, observed failures, remaining dependencies and the work left before production could be considered.

Duration: 8 weeks
Commercial basis: fixed fee, agreed before start
Case sample: 30 to 50 historical cases, selected by you
Integration: read only access to the agreed systems
Roles: operational owner, reviewers, IT contact

The sector briefs with the sample review package: Banking: periodic KYC reviews · Insurance: motor claims

Contact: contact@eigennetworks.com

Data behind the charts

Frontier list prices, cost per case and per month for each desk

Provider and model	USD per 1M: in / cached / out	Claims desk, EUR per case	Claims desk, EUR a month	KYC desk, EUR per case	KYC desk, EUR a month
OpenAI GPT 5.5	5.00 / 0.50 / 30.00	0.197	5,924	0.228	6,838
Claude Opus 5	5.00 / 0.50 / 25.00	0.178	5,326	0.205	6,154
Gemini 3.1 Pro	2.00 / 0.20 / 12.00	0.079	2,370	0.091	2,735
Claude Sonnet 5	2.00 / 0.20 / 10.00	0.071	2,130	0.082	2,462
Copilot Studio	tool call 5 credits, answer 2, at 0.01 USD	0.337	10,123	0.401	12,028

Read from the OpenRouter catalogue on 5 October 2026; cached input at one tenth of list as the providers publish; 1.138 USD per EUR. Copilot Studio at 0.01 USD per credit, 5 credits per agent action and 2 per generative answer, pay as you go; Microsoft 365 Copilot seats are not a per case price and are left out.

Workflows: tool calls, runs a day, tokens and frontier cost per case

Workflow	Tool calls	Runs a day	Frontier tokens	Eigen N tokens	GPT 5.5 EUR	Sonnet 5 EUR
Insurance claims desk
C1 Clean claim within limit, pay	5	400	64,350	40,000	0.175	0.063
C2 Invoice missing but obtainable	6	100	76,250	45,000	0.195	0.070
C3 Exclusion applies, reject	6	80	76,250	45,000	0.195	0.070
C4 Repair above sum insured, partial	7	120	89,100	50,000	0.216	0.078
C5 Estimate inconsistent with history, refer	10	50	133,350	65,000	0.282	0.102
C6 Loss before cover incepted, reject	6	50	76,250	45,000	0.195	0.070
C7 Peril sub limit, partial (measured)	8	80	102,900	55,000	0.238	0.086
C8 Estimate pending, block	5	60	64,350	40,000	0.175	0.063
C9 Estimate filed as document, pay	7	60	89,100	50,000	0.216	0.078
Finance KYC desk
R Periodic KYC review	7	700	89,100	50,000	0.216	0.078
T1 Clean SME onboarding	8	120	102,900	55,000	0.238	0.086
T5 Clean exporter, complete file	8	60	102,900	55,000	0.238	0.086
T8 Stale incorporation documents	9	45	117,650	60,000	0.260	0.094
T4 Document and register mismatch	10	40	133,350	65,000	0.282	0.102
T3 PEP linked owner	11	15	150,000	70,000	0.305	0.110
T6 PEP ultimate beneficial owner	11	10	150,000	70,000	0.305	0.110
T2 Sanctioned beneficial owner	10	5	133,350	65,000	0.282	0.102
T7 Sanctioned corporate owner	11	5	150,000	70,000	0.305	0.110

GPU classes: server price, capacity and monthly cost per desk

GPU class	Cards	Server EUR: purchase / a month	Cases a day per server, claims / KYC	Desk EUR a month, claims / KYC
24 GB datacenter (L4 class)	2	10,000 / 449	1,004 / 830	449 / 898
24 GB baseline (RTX 4500 Ada / A10G)	2	10,600 / 499	1,674 / 1,383	499 / 499
32 GB consumer (RTX 5090)	2	9,800 / 574	4,186 / 3,459	574 / 574
48 GB workstation (RTX 6000 Ada)	1	14,500 / 594	1,339 / 1,107	594 / 594
96 GB workstation (RTX PRO 6000)	1	14,500 / 633	1,506 / 1,245	633 / 633
Rented 24 GB class	2	rented / 1,140	1,674 / 1,383	1,140 / 1,140
Rented 48 GB class	1	rented / 636	1,339 / 1,107	636 / 636

Eigen Networks UG · contact@eigennetworks.com · Benchmark findings, October 2026 · Numbers reproduce from the assumptions listed on this page.